2006年4月28日中国人民银行
上调了存贷款基准利率
个人住房公积金贷款
1-5年 4.14%
5-30年 4.59%
个人住房商业性贷款
1-5年 6.12%
5-30年 6.39%
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| 住房公积金贷款与商业贷款利率月还款额对照表
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| 2006年5月8日后执行 |
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一万元住房公积金贷款每月还款额 |
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一万元商业贷款每月还款额 |
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期限 |
利率（‰） |
月还款 |
|
期限 |
利率（‰） |
月还款 |
|
1 |
3.45 |
852.14 |
|
1 |
4.3875 |
857.29 |
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2 |
3.45 |
434.87 |
|
2 |
4.5225 |
440.63 |
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3 |
3.45 |
295.86 |
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3 |
4.5225 |
301.63 |
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4 |
3.45 |
226.42 |
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4 |
4.59 |
232.6 |
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5 |
3.45 |
184.8 |
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5 |
4.59 |
191.05 |
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6 |
3.825 |
159.15 |
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6 |
4.7925 |
164.56 |
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7 |
3.825 |
139.42 |
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7 |
4.7925 |
144.89 |
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8 |
3.825 |
124.66 |
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8 |
4.7925 |
130.21 |
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9 |
3.825 |
113.21 |
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9 |
4.7925 |
118.83 |
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10 |
3.825 |
104.07 |
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10 |
4.7925 |
109.77 |
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11 |
3.825 |
96.63 |
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11 |
4.7925 |
102.41 |
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12 |
3.825 |
90.45 |
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12 |
4.7925 |
96.3 |
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13 |
3.825 |
85.24 |
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13 |
4.7925 |
91.17 |
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14 |
3.825 |
80.79 |
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14 |
4.7925 |
86.8 |
|
15 |
3.825 |
76.96 |
|
15 |
4.7925 |
83.05 |
|
16 |
3.825 |
73.62 |
|
16 |
4.7925 |
79.79 |
|
17 |
3.825 |
70.7 |
|
17 |
4.7925 |
76.93 |
|
18 |
3.825 |
68.11 |
|
18 |
4.7925 |
74.42 |
|
19 |
3.825 |
65.81 |
|
19 |
4.7925 |
72.2 |
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20 |
3.825 |
63.75 |
|
20 |
4.7925 |
70.21 |
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21 |
3.825 |
61.9 |
|
21 |
4.7925 |
68.44 |
|
22 |
3.825 |
60.24 |
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22 |
4.7925 |
66.84 |
|
23 |
3.825 |
58.72 |
|
23 |
4.7925 |
65.4 |
|
24 |
3.825 |
57.35 |
|
24 |
4.7925 |
64.1 |
|
25 |
3.825 |
56.1 |
|
25 |
4.7925 |
62.92 |
|
26 |
3.825 |
54.95 |
|
26 |
4.7925 |
61.84 |
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27 |
3.825 |
53.89 |
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27 |
4.7925 |
60.85 |
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28 |
3.825 |
52.92 |
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28 |
4.7925 |
59.95 |
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29 |
3.825 |
52.03 |
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29 |
4.7925 |
59.12 |
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30 |
3.825 |
51.2 |
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30 |
4.7925 |
58.36 |
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